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Xcelet Core connects lenders, LSPs and DSAs to shared lending product engines.
Lender
LSP
DSA
X
CONNECTED INFRASTRUCTUREXCELET CORE
Modular
OriginationWorkflowDecisioningPartner ManagementLoan Management
KYC & KYBBank IntelligenceRule EngineBureauIntegrations
Customer trust

Trusted across the lending ecosystem

  • YA Loans
  • Swaraafin Micro Finance Pvt Ltd
  • ArthaBuddy
  • Nivi Loans
  • GDL Leasing & Finance
  • CashTool
  • Prime Lending Financial Services
  • KFS Finance
  • Fundify
  • CBFC Limited Chanchlani Finance
Built for your business

One infrastructure. Different lending models.

Choose an operating model designed around how you originate, distribute and manage credit.

01
Lenders

Operate lending from origination to collections.

Run lending operations on a connected system built around control, visibility and scale.

  • Loan Origination
  • LSP Management
  • DSA Distribution
  • Underwriting
  • Disbursement
  • Collections
Explore for Lenders
02
LSP

Connect once. Distribute across lenders.

Launch compliant digital journeys and route customers across an integrated lender network.

  • Digital Lending Journey
  • Multi-Lender Gateway
  • Pre-Underwriting
  • Customer Application
  • Lender Routing
  • Lead Management
Explore for LSPs
03
DSAPowered by DSACRM

Turn loan distribution into a scalable operation.

Give distribution teams one operating layer for leads, lender offers, payouts and performance.

  • Lead Management
  • Teams
  • Connectors
  • Lender Offers
  • Payouts
  • Analytics
Explore DSACRM
One core. Multiple business models.

A modular infrastructure that adapts to your lending business.

Use the entire lending platform or integrate only the engines your existing infrastructure needs.

Lending infrastructure architectureComplete platform or modular adoption
Customer Channels
Borrower AppWeb JourneyPartner PortalDSA Network
XCELET LENDING CORE
OriginationWorkflowDecisioningLender RoutingLoan ManagementCollections
Shared Engines
KYC/KYBBank Statement IntelligenceBureauRule EnginePaymentsMandatesIntegrations
Lending lifecycle

Every stage. Connected.

Follow one application from acquisition through servicing, with data and decisions carried forward at every step.

01

Acquire

Bring demand into one measurable acquisition layer.

  • Lead capture
  • Partners
  • Campaigns
Lending operationsAcquire workspace
Connected
Current stageAcquire
01
01Lead captureConnected record
02PartnersConnected record
03CampaignsConnected record
Workflow dataSynced
Modular products

Use the full platform. Or plug in only what you need.

Adopt focused engines without replacing the infrastructure that already works for your business.

Free bank statement analyser

Turn a statement into lending insights in seconds.

Upload a supported bank statement and experience how Xcelet converts raw financial data into structured insights for underwriting and risk assessment.

Secure upload flow

Use the dedicated analyser experience.

Structured analysis

Review lending-oriented statement insights.

Analyse Statement Free
Statement analysisUnderwriting summary
Sample analysis
Monthly CreditsTrend view
Average BalanceSummary
EMI ObligationsDetected
Risk FlagsReview
Illustrative product interface — no customer data shown.
Configurable decisioning

Turn lending policy into executable decisions.

Define lending criteria as transparent rules and keep the decision path available for review.

Explore Rule Engine
Eligibility policyIllustrative rule
IF
Bureau Score>=725
AND
Monthly Income>=₹50,000
AND
FOIR<=45%
THENEligible = Yes
Integration ecosystem

Connect your lending ecosystem.

Bring the service categories behind a lending journey into one governed integration layer. Provider names are shown only after verification.

Identity

KYC, KYB and verification services.

Bureau

Credit bureau data and risk signals.

Account Aggregator

Consent-based financial data connectivity.

Mandates

Repayment mandate setup and status flows.

Payments

Disbursement and repayment payment rails.

Banking

Bank account and transaction infrastructure.

Communication

Customer messaging and notification services.

Lenders

Lender application and status connectivity.

DSACRM customer stories

Customer voices from the DSA ecosystem.

DSA teams describe how DSACRM supports visibility, structured operations and lender coordination.

DSACRM helped us centralize leads, team follow-ups and lender tracking. Our management now gets complete visibility without depending on multiple Excel sheets.

Centralized sales operations

Mr. Shiv SundarFounderExcellence Financing Broker
The platform has made lead allocation, follow-ups and team monitoring much easier. Our team now works through a clear and structured process.

Improved team visibility

Mr. Surindar KumarDirectorArthaBuddy
Managing lenders, applications and connector payouts from one platform has reduced manual work and helped us respond faster to customers.

Reduced manual operations

Mr. Dhiraj BhargatDirectorAnytime Finconsult LLP
Why Xcelet

More than software.

Focus on lending while we manage the technology behind it.

01

Dedicated Lending Technology Team

Work with engineers who understand origination, underwriting, servicing and partner operations.

02

Integration Assistance

Plan, map and test lender and service-provider APIs with support through production rollout.

03

Configurable Infrastructure

Adapt workflows, policies and partner journeys without rebuilding the complete lending stack.

04

Lending Domain Experience

Translate lending operations into systems designed around real lifecycle and compliance needs.