01
De-duplication
Identify repeat application signals before submitting a case into a lender workflow.
Launch borrower journeys faster.
Configure a connected application sequence and carry verified borrower inputs forward from the first interaction to lender submission.
Step 01 of 9
Verify your mobile
Start the application with a verified contact and a recorded borrower action.
Mobile numberVerification codeCommunication consent
Selected journey stepMobile Verification
Mobile numberConfigured fieldVerification codeConfigured fieldCommunication consentConfigured field
Next step KYC
Send better-qualified applications to lenders.
Run configured validation and policy steps before a case enters a lender-specific submission flow.
02
KYC Validation
Coordinate configured identity checks and carry the verification status forward.
03
Bureau Checks
Request and structure bureau inputs after the required consent step is completed.
04
Bank Statement Intelligence
Convert supported statement data into financial signals for pre-underwriting review.
05
Eligibility
Apply configured product, income and policy criteria before lender submission.
06
Internal Risk Rules
Run LSP-level policy checks before an application enters a lender-specific process.
07
Document Validation
Track the document set and validation states required by the selected workflow.
Stop rebuilding lender integrations.
Keep the customer journey connected to a governed gateway layer and map each configured lender workflow behind it.
Experience layerYour Customer Journey
Orchestration layerXcelet Integration Gateway
Normalised requestStatus mappingResponse model
Lender ALender BLender CLender D
Normalised status flow Lender-specific data mapping
Route applications through policy you control.
Use configurable inputs and lender-product rules to determine which workflow an application should enter.
Configurable infrastructureRouting Engine
Rules defined around your lender and product setup.
Configured resultMatching lender workflow
Based on the criteria and route priorities your team configures.
Present one consistent borrower experience.
Shape the supported journey surfaces and compliance steps around the implementation agreed with your lending partners.
01
Web Journey
Configure a responsive borrower flow around the products and steps in scope.
02
Mobile App / DLA Capability
Support a branded mobile or DLA journey where it is included in the implementation scope.
03
Brand Configuration
Apply approved identity, content and interface settings across supported journey surfaces.
04
Consent Workflow
Place required consent steps and records within the configured borrower sequence.
05
KFS Workflow
Coordinate KFS presentation and acknowledgement when required by the lender workflow.
06
Customer Status Tracking
Expose supported application-status milestones across the borrower journey.
Operations dashboard
Monitor the funnel across lender workflows.
Give operations teams one illustrative view of applications, lender submissions, outcomes, conversion and distribution.
All values shown are sample data for interface demonstration only.Funnel movementSample application stages
IllustrativeLender distributionSample routed volume
IllustrativeLender A34%
Lender B29%
Lender C22%
Lender D15%