Monthly Credits
Illustrative trend view
This interface is an illustrative product preview only. It is not generated from a selected file and does not represent confirmed analyser output fields.
Illustrative trend view
Illustrative trend view
Illustrative summary
Illustrative pattern view
Illustrative obligations view
Illustrative indicator view
Illustrative chart
Illustrative review queue
Example review signalIllustrative
Example cash-flow signalIllustrative
Example obligation signalIllustrative
This is the intended production workflow once a verified analysis service and supported formats are connected.
Submit a statement in a verified supported format.
Read the supported statement structure.
Organise transaction entries into analysis categories.
Evaluate configured cash-flow and underwriting signals.
Return structured outputs for review or workflow use.
Analysis connector, limits and supported-format handling remain pending product and backend integration.
Use structured analysis as an input for lending reviews while keeping the final assessment with your configured process and credit team.
Structure statement-derived context for personal-loan credit assessment.
Support review of operating cash flow for business-loan underwriting.
Organise transaction and inflow context for merchant-finance review.
Bring recurring credit and income-pattern context into verification workflows.
Give credit teams a structured view alongside their existing assessment process.
Present statement context consistently across application review queues.
Data & privacy
The analyser API is not connected in this build. Selecting a file keeps it in the browser interface; the page does not transmit or process it.
Retention, deletion, storage location, access controls and production consent language require confirmation from Xcelet product and legal teams before live analysis is enabled.